Credit scores look at your reported credit history to gauge the likelihood that you will repay borrowed money. You can be deep in debt and still have a good credit score if you have paid all your bills on time. Below are a few resources to learn more about credit.

For a rundown of credit basics, read our Credit Score Cheat Sheet.
Building credit from scratch? H e r e are a few options to get you started.
Rep air ing your credit on your own
Unde rsta nding your credit report
Dis put ing your credit report